Why HomeFi Is The Best
Great rates. Exceptional customer service. Streamlined digital process. No junk fees. Find out how easy and affordable a mortgage can be with HomeFi.
Ultra Low Fees
On average, HomeFi saves borrowers over a thousand dollars in closing costs per transaction. We have no application fee, underwriting fee or credit check fee.
Don’t Pay Commissions
Loan officers usually charge a commission of up to 1% of the loan which can equal thousands of dollars in extra costs. We never charge customers for loan officer commissions, meaning less expensive loans and better customer service.
Streamlined Process
HomeFi is a fully digital mortgage company. Our digital process transforms the mortgage experience, removes costs and expedites everything.
Exceptional Support
Our team is dedicated to providing the best customer support in the mortgage industry – period. We have a 5-star rating on Zillow, Google and Facebook.
What Our Customers Are Saying
49 Reviews
Awesome! HomeFi/James Lopez were extremely patient as we started at the end of last year of "toying" the idea of purchasing a home but not exactly knowing when. Being a first time home buyer, James had no issues answering or getting back to me the million and a half questions I had, even 6 months prior to when we would be ready to purchase fully. When the time came, the process was extremely smooth and easy to track with their software and knowing the exact status of the loan. Would absolutely recommend and plan to use again in the future!
ChanceBrown11 from New Port Richey, FL Closed July, 2021
An amazing experience! Our experience with Barbara and Brandon at HomeFi was amazing! We were interested in refinancing, filled out the online form and had options sent to us by the next day. Any questions we had were answered right away and we were able to make a confident decision on what we wanted to do. The whole process went fast and smooth. The communication was superb!!! I have been raving about our experience to anyone who mentions a home loan or refinance. Barbara is so sweet and so was everyone else at HomeFi that we spoke to. I definitely recommend her, you won’t be disappointed!
Ashley G. from Destin, FL Closed April, 2021
Really the best out there! I was told by other mortgage company that my credit score was to low and I wouldn't be able to get in a home. Had been working for over a year to get it right. They still said no. So I post on Facebook, asking about mortgages he reached out and in less then a month in a half we are now in our own home! Try them even if you don't think you'll be approved. He works magic! Really the best out there!
Lindsay M. from Pensacola, FL Closed August, 2020
10/10 would recommend I started my home buying process last month as a first time home buyer. I was working with Brandon and HomeFi. They did everything in their power to make everything a breeze for myself and my wife to close on our first house. Brandon is awesome! 10/10 would recommend and will be using him for any future home buying.
Kenneth P. from Atmore, AL Closed July, 2020
Great company - easiest close we have done. Bryan and Sherry were great work with. Communication was handled well and the loan we did for our vacation home closed quickly and without any issues at all. Very impressed with the level of professionalism and the quick response on every question. Highly recommended!
Kyle P. from Destin, FL Closed February, 2020
Incredible! We moved stateside from the UK and found our dream home. It was a roller coaster of a ride at first (with a different company). We ended up having so many obstacles thrown in our path that I'd lost hope...That's until we found Patrick and the HomeFi team! Patrick was not only professional but incredibly positive and reassuring throughout the entire process. No obstacle is an issue for this guy! Thanks to Patrick and his team, we ended up closing on our dream home and could not be happier! Im still pinching myself! Thanks Patrick!
Louise from Milton, FL Closed February, 2020
Awesome experience! The staff at HomeFi was amazing... Brandon, Bryan and Sherry were very efficient and were able to close our home loan over 2 weeks earlier than we expected! Would definitely recommend and use them again!
Julie Wilson from Destin, FL Closed February, 2020
Apply Now
Whether you are applying to purchase a new property or refinance an existing property, our online application takes less than 10 minutes to complete! Get started now!