1% Down Conventional
Now, first time homebuyers can put as little as 1% down on a conventional loan with HomeFi.
Disclosures
HomeFi Corporation NMLS #1804455 (http://www.nmlsconsumeraccess.org/)
(1) The principal and interest payment on a $200,000 30-year Fixed-Rate Loan at 5.99% and 99% combined-loan-to-value (CLTV) is $1,221. The Annual Percentage Rate (APR) is 6.456% with estimated points and fees of $3,384.04. The principal and interest payment does not include taxes and property insurance premiums, which will result in a higher actual monthly payment. Rates current as of 04/12/2023. The APR is calculated using the Actuarial Method. Rate is based on a 740 FICO and a detached single family property. (2) For informational purposes only. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval. Restrictions and conditions may apply. Terms, rates, data, programs, information and conditions are subject to change without notice and may not be available in all areas.
When income-qualified borrowers put 1% down, HomeFi and/or its investors pays an additional 2% toward the down payment, up to $4,000, for a total of 3% down.
Our Team

Bryan Stone
President / CEO
NMLS #173427

James Lopez
Chief Information / Technology Officer
NMLS #1805200

Patrick Waters
VP, Account Executive & Founding Member
NMLS #179749

Brandon Crye
Senior Loan Officer
NMLS #1929877

Barbara Pfeiffer-Marcum
Loan Officer
NMLS #2118598

Adam Congdon
Loan Officer
NMLS #2216926

Timothy Huggins
Loan Officer
NMLS #2351574

Laurin Wheelock
Loan Officer
NMLS #239928

Angie Wright
Loan Officer
NMLS #2411325

Andy Vogel
Loan Officer
NMLS #2337385

Brad Anderson
Loan Officer
NMLS #2381400

David Imler
Loan Officer
NMLS #1983336

Maritza Cano
Loan Officer
NMLS #2289927

Tim Adams
Loan Officer
NMLS #1444191

Sheri Napolitano
Senior Loan Processor

Sherry Powell
Senior Loan Processor