Disclosures

You have arrived on this page because you clicked our disclosures link contained in a digital ad, online article or social media post. The information contained on the previous page is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval. Restrictions and conditions may apply. Terms, rates, data, programs, information and conditions are subject to change without notice and may not be available in all areas. Title policy exemptions not eligible on all properties or property types.

HomeFi is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

HomeFi Corporation
4300 Legendary Drive
Suite 206
Desin, FL 32541
850-424-7727
NMLS #1804455
www.nmlsconsumeraccess.com

Conventional Rate and Term Refinance Assumptions

HomeFi Corporation NMLS #1804455 (http://www.nmlsconsumeraccess.org/)
(1) The principal and interest payment on a $400,000 30-year Fixed-Rate Conventional Loan at 5.874% and 75% loan-to-value (LTV) is $2,365. The Annual Per­centage Rate (APR) is 6.179% with estimated fees of $8,244. The principal and interest payment does not include taxes and property insurance premiums, which will result in a higher actual monthly payment. Rates current as of 02/02/2024. The APR is calculated using the Actuarial Method. Rate is based on a 760 FICO and a detached single family property. (2) For informational purposes only. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval. Restrictions and conditions may apply. Terms, rates, data, programs, information and conditions are subject to change without notice and may not be available in all areas.

(3) The principal and interest payment on a $400,00 15-year Fixed-Rate Conventional Loan at 4.999% and 75% loan-to-value (LTV) is $3,162. The Annual Per­centage Rate (APR) is 5.473% with estimated fees of $6,627. The principal and interest payment does not include taxes and property insurance premiums, which will result in a higher actual monthly payment. Rates current as of 02/02/2024. The APR is calculated using the Actuarial Method. Rate is based on a 760 FICO and a detached single family property. (4) For informational purposes only. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval. Restrictions and conditions may apply. Terms, rates, data, programs, information and conditions are subject to change without notice and may not be available in all areas.

Phone:
(850) 424-7277

Fax:
(850) 338-6410

Email:
hello@homefi.us

Address:
4300 Legendary Drive
Suite 206
Destin, FL 32541

FLORIDA
Florida Mortgage Lender License (MLD2223)
Florida Mortgage Broker License (MBR2905)

GEORGIA
Georgia Mortgage Lender License (1804455)

ALABAMA
Alabama Consumer Credit License (23122)

LOUISIANA
Residential Mortgage Lending License

CONNECTICUT
Connecticut Mortgage Broker: MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER
License #MB-1804455

NORTH CAROLINA
North Carolina Mortgage Broker License #B-219621