Disclosures

You have arrived on this page because you clicked our disclosures link contained in a digital ad, online article or social media post. The information contained on the previous page is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval. Restrictions and conditions may apply. Terms, rates, data, programs, information and conditions are subject to change without notice and may not be available in all areas.

HomeFi is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

HomeFi Corporation
4300 Legendary Drive
Suite 206
Desin, FL 32541
850-424-7727
NMLS #1804455
www.nmlsconsumeraccess.com

VA IRRRL Assumptions

HomeFi Corporation NMLS #1804455 (http://www.nmlsconsumeraccess.org/)
(1) The principal and interest payment on a $391,950 30-year Fixed-Rate VA IRRRL Loan at 5.749% and 97.5% loan-to-value (LTV) is $2,287. The Annual Per­centage Rate (APR) is 5.886% with estimated fees of $4,329.70. The principal and interest payment does not include taxes and property insurance premiums, which will result in a higher actual monthly payment. Rates current as of 12/13/2023. The APR is calculated using the Actuarial Method. Rate is based on a 740 FICO and a detached single family property. (2) For informational purposes only. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval. Restrictions and conditions may apply. Terms, rates, data, programs, information and conditions are subject to change without notice and may not be available in all areas.

Phone:
(850) 424-7277

Fax:
(850) 338-6410

Email:
hello@homefi.us

Address:
4300 Legendary Drive
Suite 206
Destin, FL 32541

FLORIDA
Florida Mortgage Lender License (MLD2223)
Florida Mortgage Broker License (MBR2905)

GEORGIA
Georgia Mortgage Lender License (1804455)

ALABAMA
Alabama Consumer Credit License (23122)

LOUISIANA
Residential Mortgage Lending License

CONNECTICUT
Connecticut Mortgage Broker: MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER
License #MB-1804455

Our Team

photo of Bryan Stone

Bryan Stone

President / CEO

NMLS #173427

photo of James Lopez

James Lopez

Chief Information / Technology Officer

NMLS #1805200

photo of Patrick Waters

Patrick Waters

VP, Account Executive & Founding Member

NMLS #179749

photo of Brandon Crye

Brandon Crye

Senior Loan Officer

NMLS #1929877

photo of Barbara Pfeiffer-Marcum

Barbara Pfeiffer-Marcum

Loan Officer

NMLS #2118598

photo of Adam Congdon

Adam Congdon

Loan Officer

NMLS #2216926

photo of Timothy Huggins

Timothy Huggins

Loan Officer

NMLS #2351574

photo of Laurin Wheelock

Laurin Wheelock

Loan Officer

NMLS #239928

photo of Angie Wright

Angie Wright

Loan Officer

NMLS #2411325

photo of Andy Vogel

Andy Vogel

Loan Officer

NMLS #2337385

photo of Maritza Cano

Maritza Cano

Loan Officer

NMLS #2289927

photo of Josh Lowey

Josh Lowey

Loan Officer

NMLS #2261156

photo of Dawn Wimer

Dawn Wimer

Loan Officer

NMLS #2533851

photo of Anastasia Shellhouse

Anastasia Shellhouse

Senior Loan Officer

NMLS #1951314

photo of Kati O'Brian

Kati O'Brian

Senior Loan Officer

NMLS #1666129

photo of Jordyn Divver

Jordyn Divver

Senior Loan Officer

NMLS #2107727

photo of Erica Davis

Erica Davis

Senior Loan Officer

NMLS #1239059

photo of Sheri Napolitano

Sheri Napolitano

Senior Loan Processor