The only fees that HomeFi requires paid prior to closing is your appraisal fee and flood insurance (if applicable).
The appraisal fee is paid directly to the appraisal management company and occurs after all initial loan disclosures have been reviewed and signed. The cost of the appraisal is generally $450.00 – $550.00 on most homes but can be higher on investment properties or unique and high value homes. The flood insurance (if required) needs to be paid no later than 3 days prior to closing.
Third party fees are generally paid the day of closing. It is important to verify with your insurance company, property inspector, realtor, and title company that they do not have any fees that they require to be paid prior to closing.